My Written Thoughts

 All my life I’ve stayed true to the belief that credit cards are evil and debt is the number one enemy of the modern world. My sole principle was to avoid getting into any sort of debt. I grinned every time I see an innocent citizen wallowing in despair as they struggle through the vicious cycle of credit card debt. Never in a million years would I have imagined that I would eventually become that person. It all started when I was at an Aeon mall with my family in 2017. Right after buying some groceries at the supermarket, I went to one of the Aeon booths to apply for a new J-card (a card for collecting points). The employee offered a credit card application, but I declined. I told him I only wanted a new J-card. With my daughter in my arms, the dude helped fill-up the form for me. He started out by asking my name, address and so forth. As soon as these questions got a bit too personal, I started to realize that this is not just a J-card application. He was asking about the amount o